People tend to believe that it is safe being employed, have a secured job and earn a regular income. Most individuals depend on a single source of income for their livelihood and normally that source is their job.
But during the COVID-19 pandemic when topline of businesses shrunk, they either fired their employees or paid them lower salaries. Many had to leave their homes and cars which were purchased on loan.
The pandemic affected everyone, individuals, small business owners and big businesses as well.
Whether you are an employee, self employed, a business owner or an investor, it is always beneficial to have more than one source of income.
Even if one source of income goes down, you will still make money.
An investor invests in many financial instruments and businesses, a business owner can set up multiple streams of revenue and even a self employed person can do many things to generate income.
But an employee works for one organization, struggles on the weekdays to perform well and keep his job, and relax on weekends.
Without these hard working employees we can never have successful companies like Google, Amazon and Apple but the companies they work for are not owned by them.
This article is to guide everyone, irrespective of their age and profession, how they can find out the type of investments that are suitable for them.
By investing I do not mean that you earn money and invest in the stock market, it could be any kind of investment even investing in your own business.
So if you are a student or an employee who wants to start your own business or earn money by using the money you have, a businessman looking to create more income sources, or an investor trying to find out where to invest, this article will guide you.
Important Indications
To be able to assess your chart correctly and find out what type of type of investment is suitable for you, you need to understand some of the astrology basics and important indications for becoming a successful investor.
How A Planet Signify Houses?
In a horoscope, let's say planet A owns and occupies some houses, and sits in the constellation of planet B. The planet B(constellation lord) too owns and occupies some houses.
All the houses owned and occupied by planet A and its constellation lord planet B become the significations of planet A.
Example: Sagittarius Ascendant, Jupiter owns 1st and 4th house and sits in the 5th house in the constellation of the Kritika. Kritika is owned by the Sun and Sun owns the 9th house and sits in the 10th house.
Jupiter: 1 4 5
Sun: 9 10
All these houses(1st, 4th, 5th, 9th and 10th) become the significations of Jupiter or we can say that Jupiter is connected with all these houses. These ownership and occupancies are seen from the Bhava Chalit Chart and not the ascendant chart.
You can also refer to my articles on Astrology Basic Concepts if you are new to astrology and which to understand these concepts in detail.
For the sake of reader's convenience, I will say that a certain planet is connected with a certain house instead of signify.
Importance Of Eleventh House
Achieving an extraordinary level of success can never be possible without the support of the 11th house. To become successful in any field, career, business, sport or academic, one always requires the support of the 11th house.
Eleventh house is the most powerful house in astrology and without the support of the 11th house it is not possible to see any major success or gain above average returns through your investments.
When there are various planets connected with the 11th house in a horoscope, a person is able to achieve heights.
So for any investor, it is important to have a strong 11th house to become a successful investor.
Significator Planets
Some planets control certain aspects of our life and when these planets are ill placed in a horoscope, they damage those aspects of our life.
Like, Venus is for marital happiness, Jupiter is for children, Moon is for your mental stability & emotions and Sun is for your health & vitality.
Similarly, in case of investing some planets have control or influence over certain types of investments and until these planets are strongly placed in your horoscope, you won't be able to make money through those investments.
Cuspal Sublord
Cusp in simple words refers to a house, there are 12 houses in a horoscope and each house is a prime significator for certain events in our life.
Cuspal sublord of a cusp/house is a planet that shows whether an event is promised or not.
Let's say, Mars in a horoscope is the cuspal sublord of 7th house. 7th house is the primary house for marriage and suppose Mars in this horoscope is negative for marriage.
This means that the cuspal sublord of 7th house is negative for marriage and this is an indication that the native will never get married.
Same is the case with investments, if a particular house's cuspal sublord is negative for money making then it is quite possible that the native will never make money through the things related to that house.
Refer to this article to understand cuspal sublord in detail: Astrology Basic Concepts 2
In our analysis, we generally do not take cuspal sublord into consideration if all the other indications are positive, even though the cuspal sublord is really important, because it changes every few minutes.
If someone is actually born at 10.57 am and uses the 11.00 am as time of birth for casting the horoscope, it is very much possible that the cuspal sublord changed for a few houses.
Types Of Investments
I will be covering 7 different types of investments along with the combinations required to make gains through that investment, this will help you understand which type of investment is suitable for you based on the planetary placements in your horoscope.
Real Estate
Real estate refers to the land, property and building. The prime significator house for the real estate is the 4th house in one's horoscope. If the 4th house is connected with good houses then a person is able to invest in and make money through real estate.
For that, the cuspal sublord of the 4th house should signify or be connected to 4th, 6th, 10th and 11th house. This is an indicator that the person can benefit from the real estate.
Mars and Saturn are the significator planets for real estate, it is necessary to have their support in the horoscope otherwise one cannot expect success in real estate business.
The real estate can be of different types like residential real estate, commercial real estate and land.
Mars mainly governs over the land while Saturn is the significator of constructed property.
An investor can benefit from real estate in various ways.
- Buying & Selling Real Estate - When various planets in a horoscope are connected to 3rd, 4th, 5th, 10th and 11th house, it is an indicator that the native will buy and sell properties.
When these planets are not connected with the negative houses, 6th, 8th and 12th house, then this indicates profit through real estate buying and selling. Otherwise, there will be losses and litigation. - Rental Property - Various planets connected to 4th, 6th and 10th house indicate that the native will have rental income. The property can be acquired through construction or through buying.
If there are planets that are connected with the 4th, 11th and 12th house, it indicates that the native will buy the property. - Property Construction - Saturn connected to 4th, 10th and 11th house indicates construction of the property.
A strong Saturn in the horoscope is an indicator that the native would be able to make money through constructing properties, other planets in the horoscope should have this combination as well. - Commercial Property - When 7th house joins the combination it indicates above and/or Mercury has these combinations, the native buys, sells, rents or constructs commercial property.
- Luxurious Properties - Venus in association with Mars or Saturn indicates the involvement of high-end luxurious properties.
Vehicles
The prime house for vehicles is also the 4th house and Venus is the significator planet.
In this case, the cuspal sublord of the 4th house should be connected with 4th, 6th, 10th and 11th house and the native should have a Venus signifying 4th and 11th house.
There are various ways to make money through the vehicles.
- Buying and selling vehicles - Planets in the horoscope should be connected with 3rd, 4th, 5th, 10th and 11th house. These houses are involved in purchase and sale of vehicles.
- Commission On Vehicle Sale - A person can make money on every successful sale of a vehicle and the combination for that is 3rd, 4th, 5th and 11th house.
- Commercial Vehicle - When vehicles are bought for commercial purposes like to be used as a taxi. When planets are connected with 4th, 7th, 11th and 12th houses or when Mercury is connected with 4th, 11th and 12th house.
This is an indicator that the native will buy a vehicle for commercial purposes. - Travel Business - When someone owns vehicles and also drives those vehicles or hires drivers to carry passengers then there will be involvement of 3rd and 9th houses as well, these are the houses related to travel.
Bonds or Debt Funds
Bond fund is a fund where a large number of investors pool their money and that money is given as a debt or loan to the corporations and governments.
In this investment, investments earn a fixed dividend or interest over a period of time and at the time of maturity the principal amount is returned back to the investors.
These are also called fixed income assets. They are comparatively less riskier as the borrower has an obligation to pay to the investors irrespective of whether the business is in profit or not.
The 2nd house is your assets and the 8th is the house for other people's money.
In your horoscope, 7th house represents the entity to whom you are lending the money and for that entity the money you are giving is other people's money. The 8th house from your 7th house is the 2nd house.
The 2nd house also represents financial stability and because bond funds are fixed income assets, they are related to your 2nd house.
When the cuspal sub lord of 2nd house along with several other planets are connected with the 2nd and 11th house then the horoscope indicates gains through these assets.
Wearables & Collective Items
Buying expensive items which are scarce like a limited edition watch, antique items, coins, vintage cars, paintings, etc. come into this category.
Such items may not add much utility but people want them because they are scarce and thus it makes these items expensive and gain value over time.
The important houses for such items are the 2nd house and the 5th house, 2nd house will be the prime house here.
5th house is involved because there is an element of speculation i.e. from an investor's point of view they are bought with the hope being sold at a higher price in the future.
Venus is the significator of such items and Venus here should be connected to the 2nd, 5th and 11th house. If such Venus is also the cuspal sublord of the 2nd house then this indicates a strong inclination for buying collective items.
Many planets should signify the 2nd, 5th, 11th and 12th house to benefit from such investments.
Stock Market
Stock market is the most popular option for investment simply because of low entry barriers and low capital requirements to start with. Anyone can put money into stocks.
Stock market is a collection of markets and exchanges where most commonly investors buy and sell stocks, stocks or shares represent ownership claims on a business.
When an investor buys a stock, the investor becomes the shareholder of the company and any profit or loss that business makes belongs to the investor.
When a business performs well over time the stock price tends to grow and the shareholders book profits by selling the stock, and the shareholders also earn when a part of the profit is given as a dividend to them by the company.
The stock market investments are mainly high risk and high return investments, the markets show a lot of volatility in the short run due to which most investors panic and sell their stocks at loss.
Therefore, anyone can invest in the stock market but not everyone can generate sustained returns.
The most important house for benefitting through the stock market is the 5th house.
When the cuspal sublord of the 5th house is connected with 2nd, 5th, 6th and 11th house, it indicates a person's ability to generate good returns through the stock market.
When there are various planets in the horoscope that indicate the same combinations then the person is able to continuously generate profit through the stock market.
Apart from that, the person needs to be mentally strong and stable in order to not get affected by the volatility in the short term.
Therefore, the Ascendant should also indicate high intelligence and mental stability i.e. Ascendant Lord connected to the 2nd, 5th, 9th and 11th house.
If the Moon also indicates this combination then that is another advantage.
The 2nd and 11th house indicates the knowledge of Finance which is necessary to understand the performance of a business you are investing into.
When all these factors are in support, the native makes a lot of money through the stock market.
Business
A business is an entity engaged in professional, commercial and industrial activities.
Business can be anything and these days there are so many things to do that it is not possible to cover various fields and types of businesses in one single article.
But a very important goal of any business is to make money and earn profit.
Planets and houses connected with those houses define the kind of business suitable for a person but irrespective of any planetary combination, there is one thing that never changes i.e. making profits.
This is what we are going to cover in this section, the combination that indicates owning a successful and profitable business.
Mercury and the 7th house in a horoscope are the natural significators for business.
A positive Mercury in a horoscope supports doing business and becoming successful. Similarly, the 7th house connected with good houses indicates success in business.
The combination for success in business is 2nd, 6th, 7th, 10th and 11th.
2nd house is your resource, 6th house is competition, 7th house is business, 10th house is authority and power, and 11th house is gain.
With the combination of these houses a person is able to use the resources wisely, win over competitors, efficiently run and grow the business, and make money.
When a number of planets have this combination then a person should be focusing on doing business and will become successful.
The best example for this would be Bill Gates who started his business at a very young age and once became the richest man of the world, here is Bill Gates horoscope analysis.
Bank Deposits
Lastly, there are bank deposits which can be either fixed deposits or monthly recurring deposits.
Depending on the country you live in, these deposits may or may not protect your money against inflation but at least your money can be considered safe.
People who do not have combinations that indicate gain through investing and instead the horoscope shows financial loss, it is better for them to have a habit of saving their hard earned money in the bank deposit.
This is because either such people will spend all the money or the money will go into losses.
These deposits can be a way for them to forcefully save their money so that it can be used when they actually require it instead of going into wasteful spending.
There is no special combination required to put your money into bank deposit and earn yearly interest on the principal as banks are mostly considered as safe and even during a financial crisis governments step in to save the banks & its depositors.
No matter what you do, you always need some knowledge and experience to excel in that field. You can have good combinations but you need a lot of luck to jump into any investment or business without having proper understanding of it and still make a profit.
I hope you find this article useful and feel free to let me know if you have any other investment option about which you want me to write.
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